1 EXHIBIT 10.12 VARSITY FUNDING NET BRANCH AGREEMENT 1. PREAMBLE AGREEMENT made this 1st day of October, 1997, between University Bank, a Michigan Banking Corporation, its main offices at 959 Maiden Lane, Ann Arbor, Michigan, 48105 hereafter called...Net Branch Agreement • April 8th, 1998 • University Bancorp Inc /De/ • State commercial banks • Michigan
