EXHIBIT 4.1 FIRST SUPPLEMENTAL INDENTURE (this "FIRST SUPPLEMENTAL INDENTURE") dated as of June 23, 2004, between DOWNEY FINANCIAL CORP., a corporation duly organized and existing under the laws of the State of Delaware (the "COMPANY"), and WILMINGTON...First Supplemental Indenture • June 22nd, 2004 • Downey Financial Corp • Savings institution, federally chartered • New York
EXHIBIT 1.1 DOWNEY FINANCIAL CORP. UNDERWRITING AGREEMENT 6 1/2% NOTES DUE 2014Underwriting Agreement • June 22nd, 2004 • Downey Financial Corp • Savings institution, federally chartered • New York
