HCC INSURANCE HOLDINGS, INC. as Issuer AND WACHOVIA BANK, N.A. as Trustee FIRST AMENDMENT TO SECOND SUPPLEMENTAL INDENTURE Dated as of December 22, 2004 First Amendment to Second Supplemental Indenture dated as of March 28, 2003HCC Insurance Holdings Inc/De/ • December 22nd, 2004 • Fire, marine & casualty insurance
Company FiledDecember 22nd, 2004 IndustryFIRST AMENDMENT TO SECOND SUPPLEMENTAL INDENTURE, dated as of December 22, 2004 by and between HCC INSURANCE HOLDINGS, INC., a Delaware corporation, as issuer (the “Company”), and WACHOVIA BANK, a national banking association duly organized and existing under the laws of the United States of America, as Trustee under the Indenture (as hereinafter defined) (the “Trustee”).