Exhibit 10.1(c) AMENDED WAIVER RELATING TO CREDIT AGREEMENT THIS AMENDED WAIVER ("Waiver") is entered into as of October 22, 2001 between Horace Mann Educators Corporation (the "Borrower") and Bank of America, N.A. (the "Bank"). WHEREAS, the Borrower...Waiver • November 14th, 2001 • Horace Mann Educators Corp /De/ • Fire, marine & casualty insurance
