0000950131-02-004758 Sample Contracts

EXHIBIT 10.2 ------------------------------------------------------------------ -------------- CDN $66,500,000 CREDIT FACILITY CREDIT AGREEMENT AMONG
Credit Agreement • December 5th, 2002 • Kingsway Financial Services Inc • Fire, marine & casualty insurance • Ontario
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Preferred Securities Guarantee Agreement • December 5th, 2002 • Kingsway Financial Services Inc • Fire, marine & casualty insurance • New York
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