0000950131-97-002055 Sample Contracts

Exhibit 10.1 CREDIT AGREEMENT dated as of December 31, 1996
Credit Agreement • March 26th, 1997 • Horace Mann Educators Corp /De/ • Fire, marine & casualty insurance • Illinois
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RECITALS
Catastrophe Equity Securities Issuance Option Agreement • March 26th, 1997 • Horace Mann Educators Corp /De/ • Fire, marine & casualty insurance • New York
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