STEPAN COMPANY $30,000,000 6.59% Promissory Notes, Due October 1, 2013 _____________________________________________ LOAN AGREEMENT Dated as of October 1, 1998 TABLE OF CONTENTS (not part of Agreement)Loan Agreement • March 29th, 1999 • Stepan Co • Soap, detergents, cleang preparations, perfumes, cosmetics • Illinois
