0000950133-04-004672 Sample Contracts

LEASE AGREEMENT
Lease Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

THIS LEASE AGREEMENT (“Lease”) is made as of the 1st day of June, 2002, by and between RICHARD B. and WENDY A. BOYER (“Lessor”), and EXCHANGE UNDERWRITERS, INC., a Pennsylvania corporation (“Tenant”).

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FORM OF EMPLOYMENT AGREEMENT
Employment Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

THIS AGREEMENT (the “Agreement”), made this ____ day of ____, 2005, by and between FEDFIRST FINANCIAL CORPORATION, a federally chartered corporation (the “Company”), FIRST FEDERAL SAVINGS BANK, a federally chartered savings bank (the “Bank”), and Robert L. Breslow (the “Executive”).

DIRECTOR FEE CONTINUATION AGREEMENT
Director Fee Continuation Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

THIS AGREEMENT, made and entered into this 30th day of June, 1999 by and between First Federal Savings Bank, a Bank organized and existing under the laws of the United States, (hereinafter referred to as the, “Bank”), and John J. LaCarte, a member of the Board of Directors of the Bank (hereinafter referred to as the “Director”).

Contract
Split Dollar Life Insurance Agreement • December 17th, 2004 • FedFirst Financial CORP

The Split Dollar Life Insurance Agreement attached is the agreement by and between First Federal Savings Bank (the “Bank”) and Joseph U. Frye. Such agreement is substantially identical in all material respects (except as otherwise noted below) to the other agreements listed below which are not being filed as separate exhibits to this Registration Statement.

Contract
Split Dollar Life Insurance Agreement • December 17th, 2004 • FedFirst Financial CORP

The Split Dollar Life Insurance Agreement attached is the agreement by and between First Federal Savings Bank (the “Bank”) and Peter D. Griffith. Such agreement is substantially identical in all material respects to the agreements by and between the Bank and Robert L. Breslow, and by and between the Bank and DaCosta Smith, III, which are not being filed as separate exhibits to this Registration Statement.

EMPLOYMENT AGREEMENT
Employment Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

This Employment Agreement is made and entered into as of the 1st day of June, 2002, by and between EXCHANGE UNDERWRITERS, INC., a Pennsylvania corporation (the “Company”), and RICHARD B. BOYER (“Boyer”).

LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT
Split Dollar Life Insurance Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

The respective rights and duties of the Bank and the Insured in the subject policy shall be pursuant to the terms set forth below:

AGREEMENT FOR CONSULTING SERVICES
Consulting Agreement • December 17th, 2004 • FedFirst Financial CORP

THIS AGREEMENT made and entered into this 30th day of June, 1999, by and between First Federal Savings Bank (hereafter the “Bank”) and Peter D. Griffith (hereafter the “Consultant”).

EMPLOYMENT AGREEMENT
Employment Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

This Employment Agreement is made as of the 29th day of May, 2002 by and between FIRST FEDERAL SAVINGS BANK, a banking institution organized under the laws of the United States (the “Bank”) and RICHARD B. BOYER (“Boyer”).

EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN AGREEMENT
Executive Supplemental Retirement Plan Agreement • December 17th, 2004 • FedFirst Financial CORP • Pennsylvania

THIS AGREEMENT, made and entered into as of the 1st of June, 2002 by and between First Federal Savings Bank, Sixth and Dormer Streets, Monessen, PA, its successors and assigns (hereinafter called the “Bank”), and Richard B. Boyer, Key Employee and Executive of the Bank (hereinafter referred to as the “Executive”).

Contract
Executive Supplemental Retirement Plan Agreement • December 17th, 2004 • FedFirst Financial CORP

The Executive Supplemental Retirement Plan Agreement attached is the agreement by and between First Federal Savings Bank (the “Bank”) and Robert L. Breslow. Such agreement is substantially identical in all material respects (except as otherwise noted below) to the other agreements listed below which are not being filed as separate exhibits to this Registration Statement.

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