0000950133-04-004682 Sample Contracts

2,675,500 Shares W HOLDING COMPANY, INC. UNDERWRITING AGREEMENT December 16, 2004
Underwriting Agreement • December 17th, 2004 • W Holding Co Inc • State commercial banks • Puerto Rico

UBS FINANCIAL SERVICES INCORPORATED OF PUERTO RICO As lead underwriter and representative of the several Underwriters named in Schedule 1 American International Plaza, PH 250 Muñoz Rivera Avenue San Juan, Puerto Rico 00918

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