0000950133-98-002356 Sample Contracts

OF
Declaration of Trust • June 22nd, 1998 • Telebanc Financial Corp • Savings institution, federally chartered
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COMMON STOCK
Underwriting Agreement • June 22nd, 1998 • Telebanc Financial Corp • Savings institution, federally chartered • New York
R E C I T A L S
Conversion Agreement • June 22nd, 1998 • Telebanc Financial Corp • Savings institution, federally chartered • Delaware
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