0000950134-03-011955 Sample Contracts

EXHIBIT 4.3 INDENTURE between BAY VIEW 2003-LJ-1 OWNER TRUST as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS as Indenture Trustee Dated as of August 1, 2003 Indenture TABLE OF CONTENTS

Indenture • August 15th, 2003 • Bay View Transaction Corp • State commercial banks • New York

• Contract Type
  Indenture
• Filed
  August 15th, 2003
• Company
  Bay View Transaction Corp
• Industry
  State commercial banks
• Jurisdiction
  New York

BAY VIEW ACCEPTANCE CORPORATION Servicer DEUTSCHE BANK TRUST COMPANY AMERICAS Indenture Trustee and Back-up Servicer

Trust and Servicing Agreement • August 15th, 2003 • Bay View Transaction Corp • State commercial banks • Delaware

• Contract Type
  Trust and Servicing Agreement
• Filed
  August 15th, 2003
• Company
  Bay View Transaction Corp
• Industry
  State commercial banks
• Jurisdiction
  Delaware

BAY VIEW TRANSACTION CORPORATION, BAY VIEW ACCEPTANCE CORPORATION, BARCLAYS CAPITAL INC. AND UBS SECURITIES LLC UNDERWRITING AGREEMENT STANDARD PROVISIONS FOR BAY VIEW AUTO TRUSTS AUTOMOBILE RECEIVABLE BACKED SECURITIES

Underwriting Agreement • August 15th, 2003 • Bay View Transaction Corp • State commercial banks • New York

• Contract Type
  Underwriting Agreement
• Filed
  August 15th, 2003
• Company
  Bay View Transaction Corp
• Industry
  State commercial banks
• Jurisdiction
  New York

Headings. The headings used in this Agreement are for convenience of reference only and are not to affect the construction of or to be taken into consideration in interpreting this Agreement.