CREDIT AGREEMENT AMONG AFFIRMATIVE INSURANCE HOLDINGS, INC., THE FROST NATIONAL BANK, As Administrative Agent and L/C Issuer, AND THE OTHER LENDERS PARTY HERETO July 30, 2004Credit Agreement • November 15th, 2004 • Affirmative Insurance Holdings Inc • Fire, marine & casualty insurance • Texas
Contract Type FiledNovember 15th, 2004 Company Industry JurisdictionTHIS CREDIT AGREEMENT is dated as of July 30, 2004 (this agreement, together with all amendments and restatements, this “Agreement”), among AFFIRMATIVE INSURANCE HOLDINGS, INC., a Delaware corporation (“Borrower”), THE FROST NATIONAL BANK, as Administrative Agent and L/C Issuer, and each lender from time to time party hereto (singly, a “Lender” and collectively, the “Lenders”). Each RIC (as defined herein) is a party to this Agreement to acknowledge and agree to its obligations pursuant to Article III.