0000950134-06-016673 Sample Contracts

Re: Retention Incentive Award & Non-Competition Agreement
State National Bancshares, Inc. • August 23rd, 2006 • National commercial banks • Texas

As you know, on June 12, 2006, State National Bancshares, Inc. (the “Company”) entered into an Agreement and Plan of Merger By and Between Banco Bilbao Vizcaya Argentaria, S.A. and the Company (the “Merger Agreement”) whereby a subsidiary of Banco Bilbao will be merged with and into the Company (the “Merger”).

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