0000950134-07-001275 Sample Contracts

Credit Agreement dated as of January 24, 2007 among Alliance Data Systems Corporation, as Borrower, The Guarantors Party Hereto, The Banks Party Hereto, and Bank of Montreal, as Administrative Agent BMO Capital Markets, as Lead Arranger
Credit Agreement • January 25th, 2007 • Alliance Data Systems Corp • Services-business services, nec • New York

This Credit Agreement, dated as of January 24, 2007, is entered into by and among Alliance Data Systems Corporation, a Delaware corporation (the “Borrower”), the Guarantors from time to time party hereto, the Banks from time to time party hereto, and Bank of Montreal, as Administrative Agent.

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