1 EXHIBIT 10.31 STOCK EXCHANGE AGREEMENT THIS AGREEMENT made this 15th day of October, 1996 by and between AMLI REALTY CO., a Delaware Corporation, ("AMLI") and UICI, a Delaware Corporation ("UICI"). 1. STOCK EXCHANGE At closing AMLI Stockholders...Stock Exchange Agreement • March 25th, 1997 • United Insurance Companies Inc • Fire, marine & casualty insurance • Georgia
