1 Ex-A(10)(c) THIS AGREEMENT MADE AS OF THE DATE SPECIFIED BELOW, BETWEEN: THE MANUFACTURERS LIFE INSURANCE COMPANY (U.S.A.), a corporation domiciled in Michigan and having its Head Office in the City of Bloomfield Hills, Michigan ("Manulife USA"),Transfer Agreement • October 5th, 2001 • Manufacturers Life Insurance Co Usa Separate Account A • Michigan
