Exhibit 10.20 LOAN AND PLEDGE AGREEMENT This LOAN AND PLEDGE AGREEMENT (this "Agreement") is entered into as of this 25 day of January, 2002 by and between Klaus P. Besier ("Borrower") and Firepond, Inc., a Delaware corporation (the "Company")....Loan and Pledge Agreement • March 18th, 2002 • Firepond Inc • Services-computer programming services • Massachusetts
