1 Exhibit (d5) SUB-ADVISORY AGREEMENT TOUCHSTONE BALANCED FUND TOUCHSTONE VARIABLE SERIES TRUST This SUB-ADVISORY AGREEMENT is made as of January 1, 1999, by and between TOUCHSTONE ADVISORS, INC., an Ohio corporation (the "Advisor"), and OPCAP...Sub-Advisory Agreement • December 31st, 1998 • Select Advisors Variable Insurance Trust • Ohio
2 3 d) The Advisor shall bear its expenses of providing services to the Trust pursuant to this Agreement except such expenses as are undertaken by the Trust. In addition, the Advisor shall pay the salaries and fees, if any, of all Trustees, officers...Investment Advisory Agreement • December 31st, 1998 • Select Advisors Variable Insurance Trust • Ohio
1 Exhibit (d6) SUB-ADVISORY AGREEMENT TOUCHSTONE INCOME OPPORTUNITY FUND TOUCHSTONE VARIABLE SERIES TRUST This SUB-ADVISORY AGREEMENT is made as of January 1, 1999, by and between TOUCHSTONE ADVISORS, INC., an Ohio corporation (the "Advisor"), and...Sub-Advisory Agreement • December 31st, 1998 • Select Advisors Variable Insurance Trust • Ohio
Exhibit (d9) SUB-ADVISORY AGREEMENT TOUCHSTONE GROWTH & INCOME FUND TOUCHSTONE VARIABLE SERIES TRUST This SUB-ADVISORY AGREEMENT is made as of January 1, 1999, by and between TOUCHSTONE ADVISORS, INC., an Ohio corporation (the "Advisor"), and SCUDDER...Sub-Advisory Agreement • December 31st, 1998 • Select Advisors Variable Insurance Trust • Ohio
