0000950136-04-004619 Sample Contracts

TERMS AGREEMENT
Terms Agreement • December 30th, 2004 • Structured Asset Securities Corp Mortgage Pass-Through Certificates, Series 2004-22 • Asset-backed securities

To: Structured Asset Securities Corporation, as Depositor under the Trust Agreement dated as of November 1, 2004 (the "Trust Agreement").

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RECITALS
Servicing Agreement • December 30th, 2004 • Structured Asset Securities Corp Mortgage Pass-Through Certificates, Series 2004-22 • Asset-backed securities • New York
CORRESPONDENT SERVICING AGREEMENT
Correspondent Servicing Agreement • December 30th, 2004 • Structured Asset Securities Corp Mortgage Pass-Through Certificates, Series 2004-22 • Asset-backed securities • New York
between LEHMAN BROTHERS BANK, F.S.B, Purchaser and FIRST NATIONAL BANK OF NEVADA Seller
Master Interim Servicing Agreement • December 30th, 2004 • Structured Asset Securities Corp Mortgage Pass-Through Certificates, Series 2004-22 • Asset-backed securities • New York
WACHOVIA MORTGAGE CORPORATION,
Flow Purchase, Warranties and Servicing Agreement • December 30th, 2004 • Structured Asset Securities Corp Mortgage Pass-Through Certificates, Series 2004-22 • Asset-backed securities • New York
as Servicer and
Securitization Servicing Agreement • December 30th, 2004 • Structured Asset Securities Corp Mortgage Pass-Through Certificates, Series 2004-22 • Asset-backed securities • New York
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