0000950137-02-003406 Sample Contracts

to POOLING AND SERVICING AGREEMENT Dated as of October 1, 1993 $900,000,000 Class A Certificates $47,369,000 Class B Certificates DISCOVER CARD MASTER TRUST I SERIES 2002-3 CERTIFICATES

Pooling and Servicing Agreement • May 30th, 2002 • Discover Card Master Trust I • Asset-backed securities • New York

• Contract Type
  Pooling and Servicing Agreement
• Filed
  May 30th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities
• Jurisdiction
  New York

CREDIT ENHANCEMENT AGREEMENT

Credit Enhancement Agreement • May 30th, 2002 • Discover Card Master Trust I • Asset-backed securities • New York

• Contract Type
  Credit Enhancement Agreement
• Filed
  May 30th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities
• Jurisdiction
  New York

U.S. Bank National Association ------------------------------ [Name of Agent]

Letter of Representations • May 30th, 2002 • Discover Card Master Trust I • Asset-backed securities

• Contract Type
  Letter of Representations
• Filed
  May 30th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities

TERMS AGREEMENT

Credit Card Pass-Through Certificates Terms Agreement • May 30th, 2002 • Discover Card Master Trust I • Asset-backed securities

• Contract Type
  Credit Card Pass-Through Certificates Terms Agreement
• Filed
  May 30th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities

Series and Class Designation Schedule: Discover Card Master Trust I, Series 2002-3 $900,000,000 Floating Rate Class A Credit Card Pass-Through Certificates.