0000950137-02-005333 Sample Contracts

TERMS AGREEMENT Dated: October 8, 2002

Terms Agreement • October 18th, 2002 • Discover Card Master Trust I • Asset-backed securities

• Contract Type
  Terms Agreement
• Filed
  October 18th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities

Series and Class Designation Schedule: Discover Card Master Trust I, Series 2002-4 $750,000,000 Floating Rate Class A Credit Card Pass-Through Certificates.

DISCOVER BANK

Pooling and Servicing Agreement • October 18th, 2002 • Discover Card Master Trust I • Asset-backed securities • New York

• Contract Type
  Pooling and Servicing Agreement
• Filed
  October 18th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities
• Jurisdiction
  New York

AMONG

Credit Enhancement Agreement • October 18th, 2002 • Discover Card Master Trust I • Asset-backed securities • New York

• Contract Type
  Credit Enhancement Agreement
• Filed
  October 18th, 2002
• Company
  Discover Card Master Trust I
• Industry
  Asset-backed securities
• Jurisdiction
  New York

U.S. Bank National Association ------------------------------ [Name of Agent]

Discover Card Master Trust I • October 18th, 2002 • Asset-backed securities

• Company
  Discover Card Master Trust I
• Filed
  October 18th, 2002
• Industry
  Asset-backed securities