0000950137-02-006643 Sample Contracts

TERMS AGREEMENT Dated: December 4, 2002
Underwriting Agreement • December 12th, 2002 • Discover Card Master Trust I • Asset-backed securities

Series and Class Designation Schedule: Discover Card Master Trust I, Series 2002-5 $1,200,000,000 Floating Rate Class A Credit Card Pass-Through Certificates.

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DISCOVER BANK
Pooling and Servicing Agreement • December 12th, 2002 • Discover Card Master Trust I • Asset-backed securities • New York
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EXHIBIT 4.2 CREDIT ENHANCEMENT AGREEMENT
Credit Enhancement Agreement • December 12th, 2002 • Discover Card Master Trust I • Asset-backed securities • New York
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U.S. Bank National Association ------------------------------ [Name of Agent]
Letter of Representations • December 12th, 2002 • Discover Card Master Trust I • Asset-backed securities
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