EXHIBIT 10.12 CREDIT AGREEMENT THIS AGREEMENT is entered into as of August 1, 2003, by and between THE BUCKLE, INC" a Nebraska corporation ("Borrower"), and WELLS FARGO BANK, NATIONAL ASSOCIATION ("Bank"), RECITALS Borrower has requested that Bank...Credit Agreement • April 14th, 2004 • Buckle Inc • Retail-family clothing stores • Nebraska
