EXHIBIT 4(a) [CUNA MUTUAL LIFE INSURANCE COMPANY LOGO] A Mutual Insurance Company 2000 Heritage Way - Waverly, Iowa 50677 Phone: 800/798-5500 FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT NUMBER: 123456789 READ YOUR CONTRACT CAREFULLY. This is a...Flexible Premium Deferred Variable Annuity • June 14th, 2004 • Cuna Mutual Life Variable Annuity Account
We promise to provide the death benefit proceeds described in this rider as long as the contract and this rider are in force and all the terms and conditions of this rider are met. 1.2 WHAT IS THE BENEFIT This rider provides an earnings enhanced...Earnings Enhanced Death Benefit Rider • June 14th, 2004 • Cuna Mutual Life Variable Annuity Account
ENDORSEMENT SECTION 1. GENERAL INFORMATIONFixed Account Endorsement • June 14th, 2004 • Cuna Mutual Life Variable Annuity Account
We promise to provide the death benefit described in this rider as long as the contract and this rider are in force and all the terms and conditions of this rider are met.Maximum Anniversary Value Death Benefit Rider • June 14th, 2004 • Cuna Mutual Life Variable Annuity Account
We promise to provide the death benefit described in this rider as long as the contract and this rider are in force and all the terms and conditions of this rider are met. 1.2 WHAT IS THE BENEFIT This rider provides a 3% annual guarantee PROVIDED BY...3% Annual Guarantee Death Benefit Rider • June 14th, 2004 • Cuna Mutual Life Variable Annuity Account
