BY AND AMONG UNIVERSAL AUTOMOTIVE, INC. UNIVERSAL AUTOMOTIVE OF VIRGINIA, INC. UNIVERSAL BRAKE PARTS, INC. THE AUTOMOTIVE COMMODITY CONNECTION, INC. AS BORROWERS AND UNIVERSAL AUTOMOTIVE INDUSTRIES, INC. UBP HUNGARY, INC. AS GUARANTORS CONGRESS...Loan and Security Agreement • December 23rd, 2004 • Universal Automotive Industries Inc /De/ • Wholesale-motor vehicle supplies & new parts • Illinois
