Exhibit 99.4.45 DEFERRED ANNUITY CONTRACT RIVERSOURCE LIFE INSURANCE (RIVERSOURCE(SM) ANNUITIES LOGO) CO. OF NEW YORK [20 Madison Ave. Ext. P.O. Box 5555 Albany NY 12205] This is a deferred annuity contract. It is a legal contract between you, as the...Deferred Annuity Contract • July 9th, 2007 • Riversource of New York Variable Annuity Account 2
Exhibit 99.4.55 ANNUITY ENDORSEMENT INDIVIDUAL RETIREMENT ANNUITY (IRA) CONTRACTS MAINTAINED AS A ROTH IRA For purposes of qualifying this Contract as an Individual Retirement Annuity maintained as a Roth IRA under the Code, this annuity endorsement...Annuity Endorsement • July 9th, 2007 • Riversource of New York Variable Annuity Account 2
