Exhibit 4.45 DEFERRED ANNUITY CONTRACT RIVERSOURCE LIFE INSURANCE (RIVERSOURCE(SM) ANNUITIES LOGO) CO. OF NEW YORK 20 Madison Ave. Ext. P.O. Box 5555 Albany NY 12205 This is a deferred annuity contract. It is a legal contract between you, as the...Riversource of New York Variable Annuity Account 2 • August 2nd, 2007
