0000950137-07-018612 Sample Contracts

JOINT FILING AGREEMENT
Joint Filing Agreement • December 18th, 2007 • Cottonwood Holdings, Inc. • Savings institution, federally chartered

The undersigned agree, in accordance with the Securities and Exchange Act of 1934, as amended, to jointly file with the Securities and Exchange Commission this Schedule 13D on behalf of the undersigned, and any subsequent amendments thereto.

Sample 1
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