EXHIBIT 99.1 AMENDMENT NO. 3 TO AGREEMENT AND PLAN OF REORGANIZATION This AMENDMENT NO. 3 TO AGREEMENT AND PLAN OF REORGANIZATION, dated as of June 6, 2002 (the "Amendment"), by and among R&G FINANCIAL CORPORATION, a Puerto Rico corporation ("R&G"),...Agreement and Plan of Reorganization • June 7th, 2002 • R&g Financial Corp • State commercial banks
