0000950144-02-011023 Sample Contracts

JOINT FILING AGREEMENT
Joint Filing Agreement • November 1st, 2002 • Madison Bancshares Inc • National commercial banks

In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on their behalf of a statement on Schedule 13D (including amendments thereto) with respect to the common stock, $0.01 par value per share, of Madison Bancshares, Inc., a Florida corporation; and further agree that this Joint Filing Agreement be included as Exhibit 1 to the Schedule 13D. In evidence thereof, the undersigned hereby execute this Agreement this 1st day of November, 2002.

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