0000950144-03-004414 Sample Contracts

EXHIBIT 99.1 [X] PLEASE MARK VOTES REVOCABLE PROXY AS IN THIS EXAMPLE FIRST COMMERCE CORPORATION
Bank of Granite Corp • April 1st, 2003 • State commercial banks

Please be sure to sign and date Date IF A PROXY IS RETURNED AND NO INSTRUCTIONS ARE GIVEN, THE this proxy in the box below. PROXY WILL BE VOTED FOR THE APPROVAL OF THE MERGER AGREEMENT, AS --------------- AMENDED, AND THE RELATED PLAN OF MERGER. If instructions are given with respect to the proposal, such instructions as are given will be followed. If any other business that falls within the purposes set forth in the Notice of Special Meeting is presented at the Special Meeting, this proxy shall be voted in accordance with the proxy committee's best judgment. -- Shareholder sign above -- Co-Holder (if any) sign above --

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