0000950144-04-008326 Sample Contracts

AMENDMENT NO. 4 TO LOAN AGREEMENT
Loan Agreement • August 16th, 2004 • Nicholas Financial Inc • Short-term business credit institutions • New York

AMENDMENT NO. 4 dated and effective as of June 30, 2004, among NICHOLAS FINANCIAL, INC. (“Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and BANK OF AMERICA, N.A., as agent for the Lenders (the “Agent”).

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