EXHIBIT 99.5 PENSION & BENEFIT FINANCIAL SERVICES, INC. EMPLOYMENT AGREEMENT (Amended and Restated as of October 1, 2004) (RUTH M. ROPER) THIS EMPLOYMENT AGREEMENT (the "Agreement") is entered into as of this first day of October, 2004 (the "Effective...Employment Agreement • January 7th, 2005 • Southfirst Bancshares Inc • Savings institution, federally chartered • Alabama
EXHIBIT 99.2 FIRST FEDERAL OF THE SOUTH AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Effective as of October 1, 2004) (JOE K. MCARTHUR) THIS AGREEMENT is entered into as of the 1st day of October, 2004 (the "Effective Date"), by and between First...Employment Agreement • January 7th, 2005 • Southfirst Bancshares Inc • Savings institution, federally chartered • Delaware
EXHIBIT 99.3 FIRST FEDERAL OF THE SOUTH AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Effective as of October 1, 2004) (SANDRA H. STEPHENS) THIS AGREEMENT is entered into as of the 1st day of October, 2004 (the "Effective Date"), by and between First...Employment Agreement • January 7th, 2005 • Southfirst Bancshares Inc • Savings institution, federally chartered • Delaware
