EXHIBIT 10.2 March 23, 2005 Mr. Carlos Garcia Santander BanCorp Puerto Rico Dear Mr. Garcia: We hereby confirm the terms and conditions with regards to your ratification as Senior Executive Vice President and Chief Operating Officer of Santander...Employment Agreement • May 10th, 2005 • Santander Bancorp • National commercial banks
EXHIBIT 10.4 EMPLOYMENT TERMS AND CONDITIONS FOR THE POSITION OF DIRECTOR OF THE IRREGULAR ASSETS DIVISION The present agreement for the position of the Irregular Assets Division Director is effective on July 1, 2003. This Agreement is entered into by...Employment Agreement • May 10th, 2005 • Santander Bancorp • National commercial banks • Puerto Rico
EXHIBIT 10.3 BANCO SANTANDER PUERTO RICO EMPLOYMENT TERMS AND CONDITIONS FOR THE POSITION OF DIRECTOR OF THE CORPORATE BANKING DIVISION The present agreement for the position of Director of the Corporate Banking Division is effective today February...Employment Agreement • May 10th, 2005 • Santander Bancorp • National commercial banks • Puerto Rico
EXHIBIT 10.5 BANCO SANTANDER PUERTO RICO EMPLOYMENT TERMS AND CONDITIONS FOR THE POSITION OF ADJUNCT DIRECTOR OF THE CORPORATE BANKING DIVISION The present agreement for the position of the Corporate Banking Division Adjunct Director is effective...Employment Agreement • May 10th, 2005 • Santander Bancorp • National commercial banks • Puerto Rico
