EXHIBIT 10.5 BANCO SANTANDER PUERTO RICO EMPLOYMENT TERMS AND CONDITIONS FOR THE POSITION OF ADJUNCT DIRECTOR OF THE CORPORATE BANKING DIVISION The present agreement for the position of the Corporate Banking Division Adjunct Director is effective...Santander Bancorp • May 10th, 2005 • National commercial banks • Puerto Rico
EXHIBIT 10.2 March 23, 2005 Mr. Carlos Garcia Santander BanCorp Puerto Rico Dear Mr. Garcia: We hereby confirm the terms and conditions with regards to your ratification as Senior Executive Vice President and Chief Operating Officer of Santander...Santander Bancorp • May 10th, 2005 • National commercial banks
EXHIBIT 10.1 March 23, 2005 Mr. Jose Ramon Gonzalez Santander BanCorp Puerto Rico Dear Mr. Gonzalez: We hereby confirm the terms and conditions with regards to your ratification as President and Chief Executive Officer of Santander BanCorp and Banco...Santander Bancorp • May 10th, 2005 • National commercial banks
