ARTICLE I DEFINITIONS AND ACCOUNTING TERMSWarehousing Credit Agreement • April 28th, 2006 • Ebank Financial Services Inc • National commercial banks • Minnesota
WAREHOUSING NOTE $15,000,000 April 19, 2006 Minneapolis, Minnesota FOR VALUE RECEIVED, EBANK MORTGAGE, LLC (the "Borrower") hereby promises to pay to the order of U.S. BANK NATIONAL ASSOCIATION (the "Bank"), at its main office at 800 Nicollet Mall,...Warehousing Note • April 28th, 2006 • Ebank Financial Services Inc • National commercial banks
This Note is the Warehousing Note referred to in the Credit Agreement. This Note is subject to mandatory prepayment requirements as described in the Credit Agreement and the Bank and its maturity is subject to acceleration in each case upon the terms provided in the Credit Agreement. This Note is secured by certain Collateral referred to in the Credit Agreement. Principal and accrued interest shall be payable on the Maturity Date. Each capitalized term used herein shall have the meaning ascribed to such term in the Credit Agreement.
GUARANTY (Joint and Several)Guaranty • April 28th, 2006 • Ebank Financial Services Inc • National commercial banks
FOR VALUE RECEIVED and in consideration of any loan or other financial accommodation heretofore or hereafter at any time made or granted to EBANK MORTGAGE, LLC (hereinafter called the "Debtor") by U.S. BANK NATIONAL ASSOCIATION (hereinafter, together with its successors and assigns, called the "Bank"), MADISON MORTGAGE CORPORATION, a Georgia corporation, and EBANK FINANCIAL SERVICES, INC., a Georgia corporation (collectively, the "Guarantors" and each, a "Guarantor") hereby unconditionally JOINTLY AND SEVERALLY guarantee the full and prompt payment when due, whether by acceleration or otherwise, and at all times thereafter, of all obligations of the Debtor to the Bank, howsoever created, arising or evidenced, whether direct or indirect, absolute or contingent, or now or hereafter existing, or due or to become due (all such obligations being hereinafter collectively called the "Liabilities"), and the Guarantors further jointly and severally agree to pay all expenses (including attorneys
WITNESSETH,Pledge and Security Agreement • April 28th, 2006 • Ebank Financial Services Inc • National commercial banks
