REGIONS FINANCIAL CORPORATION (a Delaware corporation) Floating Rate Senior Notes due 2009 Floating Rate Senior Notes due 2012 UNDERWRITING AGREEMENTUnderwriting Agreement • June 26th, 2007 • Regions Financial Corp • National commercial banks • New York
Regions Financial Corporation, a Delaware corporation (the “Company”), confirms its agreement with Merrill Lynch, Pierce, Fenner & Smith Incorporated (“Merrill Lynch”) and Morgan Keegan & Company, Inc. (“Morgan Keegan”) and each of the other Underwriters named in Schedule A hereto (collectively, the “Underwriters,” which term shall also include any underwriter substituted as hereinafter provided in Section 10 hereof), for whom Merrill Lynch and Morgan Keegan are acting as representatives (in such capacity, the “Representatives”), with respect to the issue and sale by the Company and the purchase by the Underwriters, acting severally and not jointly, of the respective principal amounts of Floating Rate Senior Notes due 2009 (the “2009 Notes”) and Floating Rate Senior Notes due 2012 (the “2012 Notes” and, together with the 2009 Notes, the “Securities”) set forth in said Schedule A opposite the name of such Underwriter.
