0000950144-07-010433 Sample Contracts

HERITAGE FINANCIAL GROUP SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Supplemental Executive Retirement Plan Amendment • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On May 20, 2002, Heritage Financial Group (the “Company”) and Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Executive regarding his entitlement under the Heritage Financial Group Supplemental Executive Retirement Plan (the “Plan”) (the “Plan Agreement”).

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HERITAGE FINANCIAL GROUP DIRECTOR’S RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Director’s Retirement Plan • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On August 15, 2002, Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Director regarding his entitlement under the Heritage Financial Group Director’s Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP DIRECTOR’S RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Director’s Retirement Plan Amendment • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On August 1, 2002, Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Director regarding his entitlement under the Heritage Financial Group Director’s Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP DIRECTOR’S RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Director’s Retirement Plan Amendment • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On August 20, 2002, Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Director regarding his entitlement under the Heritage Financial Group Director’s Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Supplemental Executive Retirement Plan Amendment • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On May 20, 2002, Heritage Financial Group (the “Company”) and Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Executive regarding her entitlement under the Heritage Financial Group Supplemental Executive Retirement Plan (the “Plan”) (the “Plan Agreement”).

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