0000950144-08-002486 Sample Contracts

YADKIN VALLEY BANK AND TRUST COMPANY 2007 GROUP TERM CARVE OUT PLAN
Yadkin Valley Financial Corp • March 31st, 2008 • State commercial banks • North Carolina

This 2007 Group Term Carve Out Plan is made and entered into this 31st day of December, 2007, by and between Yadkin Valley Bank and Trust Company, a North Carolina-chartered commercial bank located in Elkin, North Carolina (the “Company”), and the participant selected to participate in this Plan (the “Participant”).

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