1 EXHIBIT 10(f) CHANGE-IN-CONTROL PROTECTIVE AGREEMENT AGREEMENT entered into this 8th day of November, 1996 (the "Effective Date"), by and between The Bank of East Ridge (the "Bank"), East Ridge Bancshares, Inc. (the "Company"), and James R. Young...Change-in-Control Protective Agreement • June 24th, 1997 • East Ridge Bancshares Inc • National commercial banks • Tennessee
