1 Exhibit 8.1 [SMITH, GAMBELL & RUSSELL, LLP LETTERHEAD] September 24, 1997 SouthFirst Bancshares, Inc. 126 North Norton Avenue Sylacauga, Alabama 35150 First Federal Savings and Loan Association of Chilton County 102 5th Street North Clanton, Alabama...Merger Agreement • September 26th, 1997 • Southfirst Bancshares Inc • Savings institution, federally chartered
