Exhibit 1.0 ________ SHARES OF _____% NONCUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES B(1) VINEYARD NATIONAL BANCORP ($25.00 LIQUIDATION VALUE) EQUITY UNDERWRITING AGREEMENTVineyard National Bancorp • September 3rd, 2003 • National commercial banks • New York
Company FiledSeptember 3rd, 2003 Industry Jurisdiction