by and among CONGRESS FINANCIAL CORPORATION (WESTERN) as Lender and DECKERS OUTDOOR CORPORATION, DECKERS OUTDOOR CORPORATION INTERNATIONAL, SIMPLE SHOES, INC., UGG HOLDINGS, INC. and HEIRLOOMS, INC. collectively, as BorrowersLoan and Security Agreement • March 31st, 1999 • Deckers Outdoor Corp • Rubber & plastics footwear • California
