0000950152-00-005761 Sample Contracts

1 EXHIBIT 10.3 ------------ SECOND AMENDMENT ----------------
Credit Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance • New York
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AMENDMENT TO PURCHASE AGREEMENT
Purchase Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance
R E C I T A L S ---------------
Registration Rights Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance • Ohio
ARTICLE I DEFINITIONS -----------
Voting Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance • Ohio
W I T N E S S E T H: --------------------
Credit Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance • New York
AGREEMENTS ----------
Registration Rights Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance • Ohio
ARTICLE II REPRESENTATIONS AND WARRANTIES OF THE SELLER
Purchase Agreement • August 9th, 2000 • Ceres Group Inc • Life insurance • Illinois
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