EXHIBIT 10.41 NINTH AMENDMENT, WAIVER AND CONSENT NINTH AMENDMENT, WAIVER AND CONSENT (this "Amendment"), dated as of March __, 2003, among CERES GROUP, Inc., a Delaware corporation (the "Borrower"), the lending institutions party to the Credit...Credit Agreement • March 31st, 2003 • Ceres Group Inc • Life insurance • New York
RECITALS:Employment Agreement • March 31st, 2003 • Ceres Group Inc • Life insurance • Ohio
