0000950152-05-002963 Sample Contracts

COMMERCIAL PLEDGE AGREEMENT
Commercial Pledge Agreement • April 6th, 2005 • Smith Thomas James • Real estate investment trusts • Ohio

GRANT OF SECURITY INTEREST. For valuable consideration, Grantor grants to Lender a security interest in the Collateral to secure the Indebtedness and agrees that Lender shall have the rights stated in this Agreement with respect to the Collateral, in addition to all other rights which Lender may have by law.

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BUSINESS LOAN AGREEMENT
Business Loan Agreement • April 6th, 2005 • Smith Thomas James • Real estate investment trusts

THIS BUSINESS LOAN AGREEMENT dated March 17, 2005, is made and executed between Thomas J. Smith (“Borrower”) and SKY BANK (“Lender”) on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement (“Loan”). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower’s representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender’s sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.

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