Exhibit 10.25 EMPLOYMENT AGREEMENT -------------------- THIS EMPLOYMENT AGREEMENT is entered into as of the 1st day of October, 1998, by and between Charles Miller ("Miller") and Central Reserve Life Corporation, an Ohio corporation (the "Company")....Employment Agreement • March 31st, 1999 • Ceres Group Inc • Life insurance • Ohio
R E C I T A L S ---------------Registration Rights Agreement • March 31st, 1999 • Ceres Group Inc • Life insurance • Ohio
REINSURANCE AGREEMENT (hereafter referred to as the "Agreement")Reinsurance Agreement • March 31st, 1999 • Ceres Group Inc • Life insurance • Nebraska
STOCKHOLDERS AGREEMENTStockholders Agreement • March 31st, 1999 • Ceres Group Inc • Life insurance • Ohio
VOTING AGREEMENTVoting Agreement • March 31st, 1999 • Ceres Group Inc • Life insurance • Ohio
