Exhibit 4.1 DECLARATION OF TRUST OF NPB Capital Trust V THIS DECLARATION OF TRUST is made as of April 5, 2004 (this "Declaration"), by and among National Penn Bancshares, Inc., a Pennsylvania corporation, as sponsor (the "Sponsor"), and Wells Fargo...Declaration of Trust • April 13th, 2004 • National Penn Bancshares Inc • National commercial banks
Exhibit 4.4 GUARANTEE AGREEMENT National Penn Bancshares, Inc. Dated as of April 7, 2004 TABLE OF CONTENTSGuarantee Agreement • April 13th, 2004 • National Penn Bancshares Inc • National commercial banks • New York
