Date _____________________ [[Name]] [[Address]] [[state]] Stock Option Agreement Dear [[Name1]]: In view of your substantial contributions toward the achievement of the business goals and objectives of DNB Financial Corporation (the "Corporation") and...Stock Option Agreement • April 27th, 2005 • Latoff William S • State commercial banks
Exhibit 3 --------- STOCK OPTION AGREEMENT (Non-Qualified Option - Immediate Vesting - Restricted Stock) THIS AGREEMENT GRANTS A NON-QUALIFIED STOCK OPTION RESALE OF STOCK ISSUED ON EXERCISE OF THIS OPTION BY DIRECTORS AND CERTAIN SENIOR EXECUTIVE...Stock Option Agreement • April 27th, 2005 • Latoff William S • State commercial banks
