0000950168-03-000454 Sample Contracts

CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • February 14th, 2003 • Bankunited Financial Corp • Savings institution, federally chartered • Florida

This AGREEMENT is made as of the 23rd day of October, 2002, between BANKUNITED FINANCIAL CORPORATION, a Florida corporation (the “Corporation”), and Humberto L. Lopez (“Officer”).

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PARTICIPATION AGREEMENT
Participation Agreement • February 14th, 2003 • Bankunited Financial Corp • Savings institution, federally chartered • Florida

THIS PARTICIPATION AGREEMENT (“Agreement”) is made as of October 1, 2002, by and among BankUnited, FSB (“Lender”), a federally chartered savings bank, and BU REIT, Inc. (“Participant”), a Florida corporation.

LOGO] FEDERAL HOME LOAN BANK OF ATLANTA AGREEMENT FOR ADVANCES AND SECURITY AGREEMENT WITH BLANKET FLOATING LIEN
Agreement • February 14th, 2003 • Bankunited Financial Corp • Savings institution, federally chartered • Georgia

AGREEMENT, dated as of October 1, 2002 between BankUnited, FSB 255 Alhambra Circle, Coral Gables, Florida 33134 having its principal place of business at (“Member”) and the Federal Home Loan Bank of Atlanta, 1475 Peachtree Street, N. E., Atlanta, Georgia 30309 (“Bank”).

AFFILIATE COLLATERAL PLEDGE AND SECURITY AGREEMENT
Affiliate Collateral Pledge and Security Agreement • February 14th, 2003 • Bankunited Financial Corp • Savings institution, federally chartered • Georgia

THIS AFFILIATE COLLATERAL PLEDGE AND SECURITY AGREEMENT (“Pledge Agreement”), dated as of October 1, 2002, is made by and among BU REIT, INC., a corporation organized and existing under the laws of Florida (“Pledgor”), BANKUNITED, FSB, a federally chartered savings bank (“Borrower”), and the FEDERAL HOME LOAN BANK OF ATLANTA (“Bank”).

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