EXHIBIT 10.20 FIFTH AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT THIS FIFTH AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT (the "Agreement") is made and entered into as of this ___ day of November, 1999, between GENERAL ELECTRIC...Loan Agreement • November 19th, 1999 • Bti Telecom Corp • Telephone communications (no radiotelephone) • Georgia
